Vincent Polisi

What You Need to Know About the Statute of Limitations on Debt

If you have ever had a debt that you were not able to pay, it may feel like it will never go away. The good news is that for most debts, there is a statute of limitations which prevents lenders from hounding you for something that happened 20 years ago... Read >

Your Cash Flow: Help With Calculating Your Cash Flow

More and more people are electing to calculate their personal cash flow as part of their budgeting plan. The process is very simple. However, people still get confused when trying to determine what should be counted and what should not. Business is w... Read >

Understanding Your Cash Flow is Key to Good Budgeting

Calculating personal cash flow is becoming more and more common. It is a fairly simple process, however, many people still have some difficulties, especially when trying to determine what should be counted and what should not be. Business is where the... Read >

Budgeting: Considering Retirement Accounts in Your Cash Flow

When calculating your individual cash flow position the income considered is actual liquid income or money that you actually have access to and can use. This means that contributions to retirement plans should generally not be considered as part of your i... Read >

Your Cash Flow – Inflow to Outflow Ratio

Calculating your cash flow is quite easy. You simply take your regular monthly income and subtract your regular monthly expenses. With this same information, you can calculate your inflow to outflow ratio. This is a more complicated financial metric th... Read >

What Everybody Ought to Know About Calculating Regular Expenses

Determining cash flow is a key part to personal financial planning. Customary expenses do not only include your non-discretionary expenses, but all recurring expenses. Many people tend to over look this when toting up their regular expenses, leading to c... Read >

Understand Your Cash Flow to take Control of Your Financial Future!

When you look at your cash flow, you are looking at the relative amount of the money you bring as compared to what you spend over a given time period. It is very easy to calculate your cash flow on a monthly basis, as most major recurring expenses happen... Read >

Understanding Your Personal Cash Flow

Your cash flow is simply is the ratio of money you bring in (your income) to the money you spend (your expenses) over a fixed period of time. Most people calculate their cash flow by the month because many household expenses are paid on a monthly basis. K... Read >

How To Raise Your Credit Score Through Appeals

One of the most important parts of a loan application is your credit score. The loan officer will be looking closely at your credit; the credit score is a reflection of how you have handled credit in the past or whether you have had any credit before. A... Read >

The Top Four Myths of Credit

It always surprises me how much confusion surrounds credit bureaus and credit scores. This article is a quick overview of the top four myths of credit. Myth One: Once something is in my credit file it will be there for seven years. Truth: The F... Read >

Behind on Student Loans? Everything You Need to Know!

If you are affected by delinquent student loans, you are not alone. It really is not surprising that there are so many people in this situation. What other loan can you get when you are unemployed and have no other means of repayment? The good news... Read >

Recover from Bankruptcy

More and more American families are being devastated by bankruptcy. Here are easy steps that anyone can follow to bounce back quickly! There is life after bankruptcy! As delinquencies and foreclosures rise, millions of people are struggling daily to ... Read >

Do You Know the Easiest Way to Get a Home with Bad Credit?

When your credit is less than perfect, getting into a home can be difficult. Here is a great solution to avoid the stress! By working with a Lease Option company that specializes in helping people with bad credit, you can easily get into the home of you... Read >

Understanding Credit Inquiries

Your overall credit rating is affected by many things. One of these is credit inquiries. Understanding how credit inquiries work is an important part of achieving the best possible credit score. Knowing that credit inquires impact your score is just ... Read >